California workers compensation rate comparison
What should your workers comp actually cost?
Start with California manual rates insurers filed with the Department of Insurance, then weigh the company, the coverage, the claims record, and the service behind the number.
Independent California brokerage. We answer in English and Vietnamese.
California workers compensation
What does workers comp cost for your trade?
Pick your classification, enter your payroll, and see a ballpark range plus how insurers compare on price. Then we help with the part nobody explains: which company is actually good, what coverage you need, and what you should be asking.
Want to know what you would actually pay today?
Call us and a licensed agent will pull current pricing from the insurers we work with, then tell you which ones are actually good, what coverage you need, and what to watch for. One conversation and you can get back to running your business.
Ask for a real workers comp review
Tell us about your business and a licensed member of the Done For You Insurance team will follow up. Sharing your estimate helps us get to a real number faster.
WC Rate Compare
How we price workers comp
Our licensed team uses WC Rate Compare to turn public California filed rate data into an estimated indication for your class code. Call us and we will walk you through what your workers comp should reasonably cost, and what sits behind the number.
- Enter projected annual payroll by four digit classification code.
- Apply an experience modification and schedule rating to the calculation.
- See an estimated indication range across carriers with usable filed rates.
- See when the underlying public rate data was last updated.
More ways to compare
More tools from Done For You Insurance
Explore public data, educational planning ranges, and ways to reach a licensed broker about your own coverage.
Carrier Report Card
Compare California carrier complaint records using public Department of Insurance data.
General Liability
Explore illustrative Commercial General Liability planning ranges for common business types.
Home & FAIR Plan
Estimate illustrative FAIR Plan fire-only and DIC wrap annual ranges.
Auto
Learn how California auto rating works and start comparing carriers with a licensed broker.
Talk to a person
Talk to a licensed broker
Tell us about your business or your family and we will shop it for you. You get a licensed independent broker who explains what you are buying, in English or Vietnamese, so you can stop thinking about insurance and get back to work.
Authorized staff access
Done For You Insurance Services is a licensed California insurance brokerage, California Insurance License #6017418. This application is called WC Rate Compare. It lets the brokerage's licensed staff compare California workers' compensation filed manual base rates across carriers by four digit classification code. It uses rate data from the California Department of Insurance to return an estimated indication range. The result is not an insurance proposal, not an offer of coverage, and not bindable. Access is limited to authorized staff, and Google sign-in is used only to verify the identity of an authorized user.
Sign in